Mortgage Lender Lake Forest, CA | theLender

BRL

Bridge &
Rehab
Loans

Looking to quickly fund a short-term loan on an investment property? theLender’s Bridge Loan program provides you with the flexibility!

Bridge Program highlights

Stated income and no DTI requirement, No minimum FICO requirement, No minimum DSCR requirement on 1-year term

No prepayment premium on 1-year term

Quicker valuation process; full appraisals only required on case-by-case basis

Interest-only payments

Up to 80% LTV

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1 YEAR TERM
  • NO PREPAYMENT PREMIUM

This is a great program for investors that fix & flip properties quickly.

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2 YEAR TERM
  • PREPAYMENT PREMIUM: 6 MONTHS

A two-year term gives you the flexibility to fix & flip, buy and hold, engage in an extended rehab, or even qualify for a Conforming Loan down the road.

Our Bridge Loans provide you short-term financing to “bridge” the gap between now and when you may be looking to qualify for more conventional financing, or for when you’re looking to sell the property. Get started by booking a call with one of our Bridge / Rehab loan experts today!

Rehab Program highlights

Finance up to 100% of rehab budget

Max 75% of ARV (After Repair Value)

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1 YEAR TERM
  • UP TO 80% LTV AND 85% LTC
  • NO PREPAYMENT PREMIUM

This is a great program for investors that fix & flip properties quickly.

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2 YEAR TERM
  • UP TO 80% LTV AND 85% LTC
  • THE 2 YEAR PROGRAM HAS A 6 MONTH PREPAYMENT PREMIUM

If you have a larger fix &  flip project that you know will take longer than 1 year, theLender also has you covered. Avoid the stress of securing a refinance in the middle of your project, use our 2-year fix & flip loan. We offer acquisition and renovation costs on 2-year fix & flip loans just as we do on our 1-year loans.

Qualify Today For BRL

Financing

With theLender getting your loan process started is easy! Simply click below and schedule a call with one of our investor loan experts to review your scenario and get pre-qualified.

BRL

Bridge &
Rehab
Loans

It’s normal to have questions when you’re considering a lender. Our team is passionate about educating our clients so they can make smart, informed decisions. Just start the conversation and we will do the rest!