Mortgage Lender Lake Forest, CA | theLender

FFF

Fix & Flip
Financing

Do you need a short-term loan so you can fix & flip a house? theLender’s fix & flip loans allow you to purchase a property under market value, rehab it, and then re-sell it as quickly as possible. A 1-year term with no prepayment premium typically enables investors like you to maximize returns on quick flips. If you have a larger rehab project that is going to take longer than one year, no problem as we also offer 2-year fix & flip options as well!

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1 YEAR TERM
  • UP TO 80% LTV AND 85% LTC
  • NO PREPAYMENT PREMIUM

This is a great program for investors that fix & flip properties quickly.

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2 YEAR TERM
  • UP TO 80% LTV AND 90% LTP
  • THE 2 YEAR PROGRAM HAS A 6 MONTH PREPAYMENT PREMIUM
If you have a larger fix & flip project that you know will take longer than 1 year, theLender also has you covered. Avoid the stress of securing a refinance in the middle of your project. Use our 2-year fix & flip loan. We offer acquisition and renovation costs on 2-year loans just as we do on our 1-year loans.

Program highlights

Close fast to compete with cash buyers

Purchase and refinance loans up to 80% loan to as-is value

Finance renovation and construction costs (CLTV not to exceed 90% of ARV)

Stated income only

Fixed or ARM programs are available

Interest Only options are available

Interest rates based on recent investment experience & credit

Interest-only payments

Qualify Today For Your
Fix & Flip

Financing

theLender finances both acquisition AND renovation costs. The more real estate investment experience you have, the less out of pocket costs there will be. Simply bring your down payment to closing, use your funds to complete the first state of renovation, and as the project progresses, we will reimburse you for the work completed. It’s that easy.

FFF

Fix & Flip Financing

It’s normal to have questions when you’re considering a lender. Our team is passionate about educating our clients so they can make smart, informed decisions. Just start the conversation and we will do the rest!