About theLender

About theLender
$ 5.5B+
loans funded
25,000+
clients served
4 years
top workplace

Why choose us

theLender is the retail division of Hometown Equity Mortgage, LLC (NMLS #133519). We help rental-property investors, self-employed borrowers and other clients evaluate mortgage options that may use property cash flow, bank statements or other approved documentation. Our role is to explain the tradeoffs clearly, verify the details and guide each qualified loan through underwriting and closing.
Talk with a mortgage specialist
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Understanding the need for speed in funding, we quickly analyze opportunities and close deals without compromising quality.
As a direct lender, we make credit decisions in-house for flexible qualifications and faster approvals. Our in-house processing ensures a streamlined experience, better deals with no middlemen, formal pre-qual letters for confident property bidding, and prompt fund delivery.
With years of experience in real estate investments and lending, we are passionate about helping clients make informed decisions. Start a conversation with us, and we’ll handle the rest.
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Mission

The preferred lending experience

Empowering real estate investors through innovative technology and non-QM lending options, delivering the speed, transparency, and liquidity needed to scale portfolios without compromise

Expertise

Trustworthy partnerships

Our partners, established industry leaders, formed theLender to revolutionize the lending experience. Since launching one of the US’s largest, fastest-growing mortgage companies, we now strive to innovate the stagnant mortgage financing sector through our retail division.
theLender has helped countless borrowers secure financing, refinance portfolios and grow their businesses. As The Lender has expanded its offerings and geographic reach it's no wonder that customers keep recommending its services.