Investor Loan Solutions

Explore investor financing for eligible long-term rentals, short-term rentals, one-to-four-unit rental properties, and multifamily properties with five or more units. Product fit and terms vary by transaction, property, borrower, state, and current program guidelines. Final underwriting and approved documents control.

Investor Loan Solutions

Explore investor financing for eligible long-term rentals, short-term rentals, one-to-four-unit rental properties, and multifamily properties with five or more units. Product fit and terms vary by transaction, property, borrower, state, and current program guidelines. Final underwriting and approved documents control.

5+ Unit Multifamily DSCR Loans

Financing for eligible multifamily investment properties with five or more units, subject to current program and underwriting requirements.

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1–4 Unit Long-Term Rental DSCR Loans

DSCR financing for eligible long-term rental investment properties with one to four units, based in part on qualifying property rent and debt service.

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1–4 Unit Short-Term Rental DSCR Loans

DSCR financing for eligible one-to-four-unit vacation rental properties, subject to property income review, local rules, and current guidelines.

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Request a Preliminary Quote

Share basic property and financing details for a preliminary scenario review. A mortgage specialist can discuss current options. This is not an approval or commitment to lend.

Investor Financing Scenario

Continue to theLender’s branded quote form to request a preliminary review.
Request a Preliminary Quote

Frequently Asked Questions

1. What makes a lender specialized in real estate investor loans?
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Investor-focused lenders evaluate property cash flow, rental strategy, borrower information, and the requirements of the current program. Available products, documentation, and terms vary by transaction, property, borrower, state, and current guidelines; final underwriting and approved documents control.

2. Should I work with a local lender or a national lender?
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Local and national investor-focused lenders may differ in market coverage, property experience, available programs, and service model. Compare current eligibility, documentation, pricing, and support for the specific property and transaction before choosing a lender.

3. What questions should I ask when choosing an investor loan lender?
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Ask which current investor programs fit the property type and rental strategy, how income and expenses are reviewed, what documentation is required, and how interest rate, annual percentage rate, points, fees, prepayment terms, and closing costs compare. Request written terms for the same scenario before deciding.

4. Can investor loan lenders finance multiple properties at the same time?
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Some investor programs may address more than one property, but eligibility and structure vary. Ask how the lender treats simultaneous applications, existing financed properties, collateral, reserves, and property locations for the specific scenario. Current program guidelines and final underwriting control.

5. Do investor loan lenders require real estate investing experience?
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Experience requirements vary by property type, rental strategy, transaction, borrower profile, and current program. A lender should review the complete scenario and explain the documentation and eligibility requirements that apply; final underwriting controls.