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Expert reviewer

Chris Ledwidge

Co-founding Partner and EVP at theLender

Chris Ledwidge brings more than a decade of mortgage experience and deep non-QM product expertise to theLender’s editorial review process.

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About

Chris is a co-founding partner and executive vice president at theLender. He has spent more than a decade in mortgage lending, building teams, systems, and products that help real estate investors, entrepreneurs, and self-employed borrowers access financing beyond conventional agency guidelines.

He began his mortgage career as an assistant loan officer at New American Funding and advanced through builder-market and leadership roles before helping launch theLender in 2019. His experience spans loan production, mortgage operations, technology, distribution, and non-QM product strategy.

Areas of expertise

Chris specializes in the practical application of non-QM lending. His work includes DSCR loans for real estate investors, bank-statement programs for self-employed borrowers, asset-depletion loans, and financing solutions for borrowers with complex income profiles.

  • DSCR and rental-property lending
  • Bank-statement and asset-depletion programs
  • Non-QM product strategy and operations
  • Investor-property qualification
  • Mortgage technology and borrower experience

Credentials

  • Co-founding Partner and Executive Vice President at theLender
  • More than a decade in mortgage lending
  • Non-QM and investor-lending specialist
  • Company NMLS #133519